Terms of Use

At FBL CONSULTING PTE. LTD. (FBL), we value your trust and aim to provide an exceptional experience. To ensure transparency, we have outlined the terms and conditions governing your use of our website. If you have any questions, feel free to contact us.

  1. Introduction
    • Welcome to FBL. These Terms of Use (“Terms”) govern your access to and use of our websites, platforms, software, and services (collectively, the “Services”). By accessing or using the Services, you agree to comply with these Terms, as well as our Privacy Policy.
    • The website is owned and operated by FBL, a registered business in Singapore with the address 60 Paya Lebar Road, #07-54 Paya Lebar Square, Singapore 409051..
    • If you do not accept these Terms, please do not use our Services.
  2. Legal Framework
    • FBL is a company registered in Singapore. These Terms are governed by the laws of Singapore. Any dispute related to these Terms shall fall under the exclusive jurisdiction of the courts of Singapore, unless otherwise required by mandatory law.
  3. Permitted Use
    • You agree to use the Services only for lawful purposes and in accordance with these Terms. You must not:
      • Access or use the Services in a way that violates any applicable laws or regulations
      • Attempt to gain unauthorized access to any part of the platform or infrastructure
      • Interfere with the performance or security of the Services
      • Upload or transmit any viruses, malware, or harmful code
  4. User Accounts (If Applicable)
    • To access certain features, you may be required to register an account. You are responsible for:
      • Keeping your login credentials confidential
      • Ensuring the information you provide is accurate and up to date
      • All activity that occurs under your account
    • We reserve the right to suspend or terminate your account if we detect misuse or breach of these Terms.
  5. Intellectual Property
    • All intellectual property related to the Services — including but not limited to text, software, code, algorithms, graphics, logos, and design — is owned by FBL or our licensors. No part of the Services may be copied, reproduced, reverse engineered, or reused without prior written permission.
  6. Availability and Access
    • We strive to keep the Services accessible and secure, but we do not guarantee uninterrupted access. We may suspend, modify, or restrict access to any part of the Services for maintenance, upgrades, or other operational reasons without notice.
  7. Fees and Billing (If Applicable)
    • If you subscribe to any paid services or plans, you agree to:
      • Pay all applicable charges in a timely manner
      • Maintain valid payment information
      • Understand that failure to pay may result in service suspension or termination
    • All prices are displayed in Singapore Dollars (SGD) and may be subject to GST or other applicable taxes.
  8. Data Privacy
    • Your use of the Services is also subject to our Privacy Policy, which outlines how we collect, use, and protect your personal data in accordance with the Singapore Personal Data Protection Act 2012 (“the Act”).
  9. Third-Party Services and Links
    • The Services may link to or integrate with third-party platforms or tools. FBL is not responsible for the content, policies, or reliability of any third-party websites or services.
  10. Termination of Use
    • FBL may suspend or terminate your access to the Services at any time, with or without notice, if we reasonably believe you have violated these Terms or applicable law.
    • You may stop using the Services at any time. Termination does not relieve you of any obligations incurred prior.
  11. Limitation of Liability
    • To the fullest extent permitted by law:
      • FBL shall not be liable for any indirect, incidental, special, or consequential damages
      • Our total liability shall not exceed the amount paid by you (if any) for the Services over the past 12 months
  12. Indemnification
    • You agree to indemnify and hold harmless FBL from any claims, damages, losses, or liabilities arising from your use of the Services or your breach of these Terms.
  13. Changes to These Terms
    • We may revise these Terms of Use from time to time and any updates will be published on this page. Continued use of the Services constitutes acceptance of the updated Terms.
  14. Contact Us
    • If you have any questions about these Terms of Use or need further information, please contact us: contact@fblconsulting.sg